
Asset Finance
Whether it’s plant and machinery, media equipment, or even computers and software, lots of your purchasing activity can be financed over many years, enabling the assets to pay for themselves.
Whether it’s plant and machinery, media equipment, or even computers and software, lots of your purchasing activity can be financed over many years, enabling the assets to pay for themselves.
Bridging finance is a type of short-term loan designed to bridge the gap between the purchase of a property and the sale of an existing property or a long-term financing solution. They can be essential for investors looking to purchase property from auction. These loans are typically secured against the property being purchased, and can be used for a variety of purposes, including property investment, development, and renovation.
There are a wide variety of business loans available, from long-term secured facilities to shorter-term unsecured options and revolving credit facilities. We help businesses identify the most appropriate option to solve their needs.
Buy-to-let finance is a type of mortgage designed for businesses and individuals who want to purchase residential or semi-commercial property with the intention of renting it out to tenants.
Commercial investment mortgages enable businesses and individuals to purchase commercial property for the purpose of generating a rental income from renting the premises to business tenants.
Commercial owner-occupier mortgages can be a great way for businesses to become property owners and increase stability in their business through ownership of their premises. By using a commercial owner-occupier mortgage, businesses can secure long-term financing solutions and fixed interest rates, making budgeting and planning easier.
Development finance is a type of loan that is specifically designed to provide funding for property development projects, such as building new properties or refurbishing existing ones. The lender will provide the funds needed to start the development, which will typically be provided in stages throughout the development process.
Development-exit finance is a type of short-term finance that is used to refinance a property development project once the development is completed. This type of finance is typically used by property developers who are looking to exit the development project and realize their investment.
Finance that powers business-to-business transactions from small wholesale operations to leaders in global industry. Options available for one-off requirements and whole-ledger debtor book finance.
Merchant cash advances are a form of alternative finance that allows businesses to borrow money based on their future credit and debit card sales.
Mezzanine development finance is a popular form of funding for property developers who need access to more capital than is available through traditional senior debt development financing.
Buy-to-let landlords, property developers and businesses acquiring commercial premises require specialist bespoke finance. Long-term fixed-rate facilities can protect against interest rate rises.
A revolving credit facility (RCF) is a type of loan that provides businesses with ongoing access to funds that can be used for working capital, inventory, or other business expenses.
A second-charge personal mortgage can be a useful financing option for homeowners who need to access additional funds but do not want to refinance their current mortgage. With a second-charge mortgage, borrowers can keep their existing mortgage deal and only borrow additional funds. This type of loan can offer lower interest rates and larger borrowing amounts than unsecured personal loans, making it a popular choice for homeowners who need to access funds for home improvements or debt consolidation.
Secured business loans can enable businesses to secure the funding they need at a lower interest rate. A secured business loan is a loan that is secured by collateral, such as property or inventory. Because the lender has collateral to fall back on if the borrower defaults on the loan, they are often willing to offer lower interest rates and larger loan amounts than they would with an unsecured loan.
Starting a business can be a daunting task, and financing is a crucial element of the process. Fortunately, there are various financing options available in the UK specifically tailored to start-ups.
Trade finance is an essential tool for businesses involved in international trade. It provides financing to mitigate the risks associated with these transactions and can improve cash flow, reduce risk, and provide access to new markets. There are several forms of trade finance, including letters of credit, invoice finance, export credit insurance, and bank guarantees. The process of trade finance involves several parties, including the exporter, importer, banks, and other financial institutions.
An unsecured business loan can be a great way for small businesses to secure the funding they need without having to put up collateral. Facilities can be arranged quickly and often have a lot of flexibility to settle the agreement early.
Reach out and our experts will assist